Before hitting the ball and walking the lush, green fairway, you need to get golf travel insurance. This is essential for any avid golfer who wants to enjoy their holiday knowing they’ve got everything in their bag covered. When you play at world-class courses such as Pebble Beach and St. Andrews, you want to ensure that everything goes smoothly, from the transit of your clubs to the scheduling of your rounds. However, there are times when this doesn’t happen due to having bought cheap travel insurance instead of going with a more comprehensive plan.  If you already have regular insurance, that’s all well and good. It wouldn’t hurt to add insurance for golf as you’ll never know what could happen when you take a swing with your club.

Why every golfer needs this while on vacation

 

Most people think that golf is a safe sport but it does have its own danger zone to contend with. An errant shot sliced in the wrong direction could result in someone’s patio window being broken. On other occasions, a ball sailing into the opposite fairway could wind up hitting another player on the head. These are some of the instances where it would be best to be prepared by having golf travel insurance in your bag. A player who’s prepared can handle any kind of situation, whether it’s replacing stolen golf clubs or shouldering the bill for free drinks in case of a hole-in-one.

Prior to signing a contract, make sure you first read it carefully. A good golfer will want to get as much coverage as he can. There’s nothing worse than taking out a plan that turns out to be cheap travel insurance that won’t cover you for certain damages. A comprehensive policy will cover you for cancellations, medical expenses, and injuries or illnesses sustained while on your golf holiday. If you lose your clubs, then the company will take care of replacing these, whether they are yours or rented. If your clubs end up arriving late for whatever reason, then insurance will cover the cost for you to rent a replacement set. Apart from this, any unused green fee will also be returned to you.

It’s worth every cent

 

Once you find a golf holiday insurance policy that’s within your reach, make sure you go for it right away. Remember that if your trip gets cut short due to a medical emergency, the out of pocket costs that will have to be shouldered by you could be in the tens of thousands. When your golf holiday is insured, you will never have to worry about finding the care you need and making the necessary arrangements on your own.

If you happen to be pregnant prior to the start of your grand holiday, then you need to get good travel insurance.  Oftentimes, life somehow interferes with our plans. What was supposed to be a well-deserved, year-in-the-making vacation to some exotic tropical island has now become a trip filled with uncertainty. How will you secure the safety of the baby that’s growing inside of you without taking the necessary precautions as you travel hundreds of miles? For some people, they don’t really care even if it’s cheap travel insurance they get just as long as they make it to their destination. However, don’t risk the precious life that’s now become your responsibility. Here are some points that expectant mothers-to-be should pay attention to when travelling.

Bulkhead seats and early check-ins

 

Since you have chosen to travel while you are pregnant, ask your airline if a bulkhead seat is possible. Remember that you will be competing against families with small children, looking to secure this kind of arrangement as well. Bulkhead seats are preferred since there is nothing except a wall or division in front, allowing you to comfortably stretch out. Early check-in at the airport is one sure way of getting one. If you can afford it, travel business class, especially on airlines that offer flat beds.

Check that your insurance is in order

 

It’s important to know that travel insurance companies won’t provide coverage if you don’t have at least eight weeks to go before your due date on the return travel date, which is around 32 weeks. There are some companies that have policy cut-offs at 27 or 28 weeks. While you could claim for losses unrelated to your pregnancy, you run the risk of not being able to make a pregnancy-related claim if you are travelling with cheap travel insurance. This is something you should mull over carefully, especially when the possibility of complications become greater as you enter the second half of your final trimester.

Getting insurance is a must no matter what

 

If you can’t find a company that offers travel insurance while you’re pregnant, then go directly to a broker who can. This can be a much more costly alternative than getting a standard policy but if peace of mind for you and your baby is of top priority, then shelling out the extra money is well worth it in the end. There are times when vacation plans really need to push through, even though you are almost ready to pop!

Sometimes, life happens and we can’t back out of our commitments. Being pregnant while travelling can be quite the hassle, especially if you are almost near your due date. Travelling for an expectant mother can become less stressful once you have adequate travel insurance that will cover both you and the baby. Don’t fail to leave home without it!

The land down under’s favourite travel vacation island has added new exciting places to visit and experience. So ready the travelling luggage, charge up the digital cameras, call your travel insurance agent, and list down these places in your itineraries.

The Museum of Old and New Art has placed the capital city of Hobart in the list of must-see cities with invaluable indigenous and dynamic art scene.  The £100 million museum opened in early 2011 and showcases antiquities, as well as modern and contemporary art from the David Walsh collection.  The largest privately funded museum in Australia was designed by architect Nonda Katsalidis and is described by Walsh as an “unmuseum” and a “subversive Disneyland.”

Situated within the Moorilla winery, the MONA houses works such as Wim Delvoye’s “Cloaca Professional,” Chris Ofili’s “The Holy Virgin Mary,” Sidney Nolan’s “Snake,” and Stephen J. Shanabrook's “On the Road to Heaven the Highway to Hell.” A travel insurance won’t be needed there when you descend the subterranean exhibit halls.

About 15 miles north of Hobart is the Bonorong Wildlife Sanctuary, which is home to the famous Tasmanian devils. Other species found there are bandicoots, quolls, potoroos, pademeleons, and other distinctive variants of kangaroos, owls, and echidnas. The park is run by conservationist Greg Irons, who offers behind-the-scene tours and also leads an animal rescue team.

Most of Bonorong’s indigenous animals are nocturnal, which is why the park conducts night tours and allows visitors to see the animals at their active moments. One impressive highlight of the tour is the hand feeding of a mob of forester kangaroos. There is no concern for upgrading your cheap travel insurance coverage though, these marsupials are very social and takes meekly to human interaction.

Located at the Brighton suburb, the Bonorong wildlife park offers discounts for groups of eight or more people. Each visitor receives a complimentary bag of wallaby food upon entry.

Tourists keen on taking nature walks capped with soothing and unforgettable creature comforts ought to visit Freycinet, a peninsula on the eastern side of the island. The Freycinet Experience Walk is a lodge-based four-day stroll along the length of the peninsula.  Each panoramic trip assures visitors of sumptuous local dishes and refreshing wine at each stop.

In addition, the lodge also showcases an Ephemeral Art Exhibition that involves local artists who create transient sculptures that utilize the natural environment. Guests are welcome to sit in and participate in the artistic activities.

The internet can take you to various places without leaving your home. It is made possible through travel blogs and websites devoted to the beauties and wonders of the world. Despite that, don’t you think nothing beats a firsthand experience of a different country and its culture? Now, if you are considering travelling outside of your home land, then it might be wise to purchase travel insurance for your safety. Informing yourself of the current condition of your travel destination would also be wise by reading travel warnings and advisories.

Your government issues travel warnings and advisories for different countries. Its purpose is not to ban you from travelling to a specific country but to warn you regarding a country and its present situation. You do not, however, have to be limited by these travel advisories. It is still up to you whether you still want to go or not.

These government issued warnings usually cover the situation of a country regarding war and terrorism, climate, local travel, and airline safety. Wildlife, health issues, natural disasters, and local laws are also included to give you a short description of things you need to know. It prepares any traveller on what to expect when he visits a country.

In cases of civil unrest or violence, you can ask yourself whether the entire country is affected or not. Violent events usually happen in one specific area while the rest of the country is still peaceful and welcoming foreign visitors. Countries that have positive travel feedback from foreigners still warn future travellers to exercise vigilance and caution with their belongings such as your travel insurance and themselves.

When reading an advisory, you have to check whether it has been updated lately or not. You might be discouraged to visit a certain country when you read one negative travel advisory of your government. Upon reading, you discover that it was written two years ago. Read some international newspapers and see if the country has any recent improvement. A little research can give you updated information.

Travelling abroad is always an eye-opening experience. Whether it is for a short vacation or a business trip, you should always be prepared for the worst. International travel lets you see the world different from your own. Educating yourself about the security and safety of the places you would like to visit can help you make the right decisions when purchasing your travel insurance. Learn to prepare for an exciting, yet responsible travelling experience.

If you are planning to go on an extreme sport holiday, then arm yourself with adventure travel insurance. Extreme sport enthusiasts know that risking life and limb when base jumping off a building, diving into unknown depths, or taking flight high above the clouds is no joke. There are inherent risks involved when you engage in these adrenaline pumping sports.  For one thing, death is but one door down so it is best to be ready for the inevitable.  Being prepared for anything means staying on top of your game so ask your insurance company if your sport of choice is part of their coverage plan.

The difference between boring people and adrenaline junkies

 

A good holiday for most normal people can be summed up by the amount of cocktails consumed, books read, or tanning depth acquired. On the other hand, adrenaline junkies measure a holiday well spent by being able to recount how many extreme situations they can put themselves through.  This kind of behaviour, however, has resulted in higher coverage costs.  Not only that, the costs can also vary depending on what country you plan on doing your crazy sport in.

Death looms over you like a hawk

 

It is important to cover yourself with travel insurance because a trip of this nature exposes you to severe injury, possible death, and extreme weather conditions. Regular coverage for the typical holiday maker will shield you from instances such as lost luggage and cancelled bookings.  Still, it will not do the same if you plan on throwing yourself over a deep gorge or jump off from a small six-seater aeroplane.

What can be classified as extreme?

 

For the thrill seeker in you, activities that are of an extreme nature include kayaking, abseiling, white water rafting, shark cage diving, sky diving, camel riding, potholing, hang gliding, and bungee jumping. These are all insurable risks and anyone who partakes in them should consider getting adventure travel insurance.

Not all extreme sports are created equal

 

Take note that some extreme sports have special conditions attached to the coverage. In this case, check with your provider to ensure that the policy you hold is tailored to your specific needs. If your sport is not covered, then you may not be protected against whatever risks are involved.  The end result is that you will have to cover for any accident that may occur out of your own pocket.